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Whether launching a career, relocating, or down-sizing, many people will rent an apartment or home at some point in their lives. What they may not realize is that their landlord’s policy is probably quite limited. The owner’s insurance can help cover structural damage to the dwelling in the event of a natural disaster or some covered accidents, but it will not cover damage to the renter’s property. It is important to carry renters insurance. Renters insurance can not only help with replacement of damaged property; it can help defray the costs of temporary relocation while the property is repaired.

Why do Renters Need Liability Insurance?

In a renters insurance policy, you can opt to carry liability coverage. This means that in the event a guest is harmed on the property, you can be protected from potentially bearing the full cost. Our staff at Travers Insurance is happy to discuss the benefits of a renters insurance policy with you.