While there is no denying that riding a motorcycle can be a dangerous task, for many the rewards far outweigh the risks. If you are a motorcyclist, then you will want to ensure that you always have insurance on your bike which will help protect you and your loved ones in the event of an accident.
In Missouri, all motor vehicle drivers to include motorcyclists are required to carry a minimum of liability insurance coverage. Additionally, all DMV offices are legally required to ask motorists to show proof of insurance when registering or renewing a vehicle.
Missouri motorcyclists should be aware that the state is considered an "at fault" motorcycle insurance state. Essentially, this means that if you do not have adequate coverage and are found to be at fault in an accident, you could face fines, license suspension, and even criminal charges resulting in jail time.
In addition to carrying minimum liability insurance, motorcyclists in Missouri must wear a helmet (required for all ages and riders) and submit to a periodic safety inspection to ensure the motorcycle meets the state's minimum standards for safety.
When it comes to motorcycle insurance, there are plenty of companies which offer cheap policies, but not all of them will take the time to get to know their customers and help them choose the best policy for their needs.
Our friendly and knowledgeable staff will take the time to determine how much coverage you need so you only pay for what you must have.