Click to CallIn the event of your passing, does your family have enough money to protect them for years or decades? Don’t leave them without the security a life insurance policy could provide. Travers Insurance, which provides insurance services in the Webster Groves, MO area, can answer any questions you may have about life insurance.
What is life insurance?
It is a contract between the policyholder and the insurance company, in which they agree to pay the designated beneficiaries a sum of money at the death of the policyholder. Depending on the contract, other things such as severe illness can also force payment of the policy. The policyholder pays a monthly premium, either in one lump sum or monthly. Final expenses can be paid with this benefit.
The individuals who need the greatest amount of life insurance would be those with a very high income to replace their income in the event of their death.
The benefit could be used for childcare for younger children, so the surviving spouse can continue to work, go back to work, or increase their number of working hours. Home cleaning and maintenance duties that were shared between the two of you could be difficult for one person to handle. Hiring someone to perform these services would be possible.
Get Life Insurance Today Outside Of Your Job
If you have a job that currently provides life insurance coverage, what would happen if you lost that job? The life insurance coverage will be lost too.
Don’t risk your family’s security. A life insurance benefit can ensure their future for years to come. And you can rest easy knowing that they will not have to be concerned about where the mortgage payment, car payment, or any other financial responsibility will come from.
Give Us A Call
Our team of experts at Travers Insurance in Webster Groves, MO will answer any questions you have or provide you with a quote to get you started. Contact us today. We’ll be glad to help.
