If you like enjoying your boat in the water, you might wonder whether you need boat insurance. After all, it isn’t a legal requirement in Missouri unless your boat is financed by a lending institution. Like car insurance, boat insurance is a must-have investment if you want to protect your prized asset in Webster Groves, MO. While boat insurance doesn’t come free, it’s often worth the price you pay.
Hereis why investing in boat insurance from Travers Insurance is a good idea.
Is Boat Insurance a Worthwhile Investment?
Protects your boat
Depending on the size of your boat, it can cost thousands of dollars. You can’t take chances with something expensive like your boat. Purchase boat insurance to ensure you are compensated if your boat is damaged or stolen. While boat insurance doesn’t prevent perils, it lessens your financial burden when perils strike.
Covers you against liability claims
While boating in the water is supposed to be fun, mishaps can happen while in the water. You may be at fault for an accident, which may cause bodily injury and property damage to others. Since these liability claims can be expensive, especially when sued, invest in boat insurance to cover such risks.
Provides medical assistance
While boat accidents are rare, they may result in injuries when they happen. Boat insurance covers medical costs for your and other occupants when involved in a boating accident.
It gives you peace of mind
If you want to have the best time on the water, investing in boat insurance is never a bad idea. Boat insurance calms your nerves, knowing that you, your passengers, and your vessel are covered when bad things happen.
Protect your boat today with watercraft insurance
Convinced that boat insurance is worth every dime? Please don’t hesitate to get in touch with Travers Insurance in Webster Groves, MO for all your boat insurance needs.