RV owners should realize how important it is to have RV insurance. Consumers in Webster Groves, MO can get their RV insurance from us at Travers Insurance. Unfortunately, RV owners sometimes make insurance mistakes.
The following are four mistakes to avoid when it comes to RV insurance:
Being unaware of towing coverage offerings
You should make sure that your RV insurance policy includes towing coverage. Towing coverage is important because it ensures that you can get your RV moved to a garage or repair facility if it breaks down.
RVs are expensive to tow because they are so large and heavy. This makes towing coverage especially important on an RV insurance policy.
Failing to invest in adequate liability coverage
RV owners could face expensive liability costs if they are involved in an accident and found to be responsible for the resulting damages.
Investing in only the minimum required amount of liability coverage could lead to severe financial problems for RV owners. That’s why it’s always best to add liability coverage to the basic amount required by the state of Missouri to ensure adequate financial protection.
Neglecting to get quotes from multiple RV insurance providers
Shopping around is one of the most important steps in buying RV insurance. RV owners should never buy an insurance policy from the first provider they get a quote from.
Not understanding how RV usage impacts insurance coverage
Insurance providers typically want to know how much an RV is used. If you live in your RV, you need to let your insurance provider know so that they can adjust your policy accordingly and ensure that the claims you file down the road will be honored.
Consult With Us
If you’re looking for RV insurance in Webster Groves, MO, we’re here to help. Give us a call at Travers Insurance and we’ll provide you with a policy quote today!