As commercial insurance experts here at Travers Insurance in Webster Groves, MO, we love helping our clients understand their policies and get the coverage they need. One term that often confuses people is "full-coverage" auto insurance.
What is Full-Coverage Auto Insurance?
Contrary to popular belief, "full-coverage" auto insurance doesn’t cover everything. Full coverage combines liability, collision, and comprehensive coverage, but the specifics vary depending on your policy. Liability coverage helps pay for damages and injuries you cause to others in an accident, while collision coverage helps pay for damages to your vehicle. Comprehensive coverage, meanwhile, helps pay for non-collision-related damages, such as theft or natural disasters.
Why Might You Need Full-Coverage Auto Insurance?
Whether you need full-coverage auto insurance depends on your circumstances. If you have a large amount of savings or assets, it may make sense to carry the minimum amount of coverage required by law. However, full-coverage insurance is often required if you’re financing or leasing your vehicle. Comprehensive insurance can provide added peace of mind if you live in an area with a high rate of car theft or natural disasters.
How Do You Get Full-Coverage Auto Insurance?
To get full auto insurance coverage, contact your insurance provider or speak with a trusted insurance agent, such as the experts here at Travers Insurance. We’ll work with you to understand your needs and find the right policy.
Reach Out To Us
Insurance isn’t just a legal requirement—it’s an investment in your financial security. When you choose Travers Insurance, you get the best protection possible. Contact us today to get started with auto coverage in Webster Groves, MO.